Buying a home is an exciting journey, and we’re here to guide you every step of the way! Below, we’ve outlined the key stages of the home buying process to help you know what to expect. Whether this is your first home or your forever home, we’ll ensure the process is smooth and enjoyable.
Every successful home-buying journey begins with a conversation. During your free buyer consultation, we’ll discuss your goals, needs, and preferences. This is also where we’ll answer your questions about the market, timeline, and what to expect throughout the process.
2. Finding the Right Lender and Getting Preapproved
The next step is connecting you with a trusted lender who fits your specific needs. They’ll help you get preapproved, which is essential before starting your home search. Preapproval gives you a clear budget and strengthens your offer when the time comes to make one. We can connect you with trusted local lenders and help you compare your options to find the best fit for your needs.
3. Searching for Your Dream Home
Here’s where the fun begins! Based on your criteria, we’ll set up a personalized home search through the South Central Kansas MLS system and/or our Closely Home Searching App. You’ll receive alerts for new listings that match your preferences. Once we identify homes you love, we’ll schedule private tours so you can explore them in person.
4. Making an Offer
When you’ve found the perfect home, we’ll help you craft a competitive offer using the South Central Kansas MLS Board’s standard contract. We’ll guide you in creating a competitive offer and provide tips to make your offer stand out in a competitive market. This offer will include important details like purchase price, closing date, and contingencies, such as inspections and financing. We’ll explain every detail to ensure you’re confident before submitting the offer.
5. Home Inspections
Once your offer is accepted, the inspection process begins. A licensed inspector will evaluate the home to identify any potential issues. We’ll review the reports with you and help negotiate with the seller to address repairs or adjust terms if needed. This step ensures the home meets your expectations before moving forward.
6. Final Financing
While inspections are underway, your lender will finalize your loan. This step includes providing additional documents, locking in your interest rate, and preparing for underwriting. Having preapproval already in place often makes this part of the process quicker and smoother.
7. Final Walkthrough
Before closing, we’ll schedule a final walkthrough of the home. This typically takes place the day before or the day of closing. It ensures the property is in the expected condition and any agreed-upon repairs have been completed. It’s your last chance to confirm everything is ready before you receive the keys!
8. Closing Day
Congratulations! Closing typically takes place about 30-45 days after the seller accepts your offer. During this meeting, you’ll sign the final paperwork, pay closing costs using a scheduled wire transfer from your bank to the title office or in the form of a cashier’s check, and receive the keys to your new home. We’ll be by your side to celebrate this exciting milestone!
Our team is dedicated to making your home-buying experience as stress-free as possible. We’re here to handle the heavy lifting so you can focus on finding a place you’ll love to call home.
Ready to get started? Schedule your free consultation with us! Drop your information below and we will reach out to schedule!